Call reports 2019
PRODUCE STATE BANK — 2019
What PRODUCE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,921,000 | 58,632,000 | 59,537,000 | 60,272,000 |
| Total loans | 36,186,000 | 38,338,000 | 38,609,000 | 41,515,000 |
| Allowance for loan losses | 426,000 | 427,000 | 438,000 | 438,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,240,000 | 5,246,000 | 5,251,000 | 5,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,072,000 | 51,469,000 | 52,798,000 | 53,426,000 |
| Interest-bearing deposits | 40,486,000 | 38,559,000 | 38,739,000 | 39,100,000 |
| Noninterest-bearing deposits | 13,586,000 | 12,910,000 | 14,059,000 | 14,326,000 |
| Equity capital | 6,563,000 | 6,842,000 | 6,434,000 | 6,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,260,000 | 1,899,000 | 2,573,000 |
| Interest expense | 66,000 | 132,000 | 197,000 | 265,000 |
| Net interest income | 559,000 | 1,128,000 | 1,702,000 | 2,308,000 |
| Noninterest income | 57,000 | 120,000 | 182,000 | 258,000 |
| Noninterest expense | 324,000 | 677,000 | 1,020,000 | 1,484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 571,000 | 864,000 | 1,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 571,000 | 864,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,563,000 | 6,842,000 | 6,434,000 | 6,652,000 |
| Total capital | 6,989,000 | 7,269,000 | 6,872,000 | 7,090,000 |
| Risk-weighted assets | 40,484,000 | 42,213,000 | 41,183,000 | 43,519,000 |