Call reports 2018
PRODUCE STATE BANK — 2018
What PRODUCE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,714,000 | 64,513,000 | 63,688,000 | 63,874,000 |
| Total loans | 31,862,000 | 33,390,000 | 36,591,000 | 38,581,000 |
| Allowance for loan losses | 535,000 | 409,000 | 409,000 | 426,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,949,000 | 6,539,000 | 6,544,000 | 6,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,243,000 | 57,775,000 | 57,286,000 | 57,376,000 |
| Interest-bearing deposits | 48,347,000 | 43,770,000 | 43,381,000 | 42,461,000 |
| Noninterest-bearing deposits | 13,896,000 | 14,005,000 | 13,905,000 | 14,915,000 |
| Equity capital | 6,195,000 | 6,427,000 | 6,063,000 | 6,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,132,000 | 1,763,000 | 2,448,000 |
| Interest expense | 44,000 | 90,000 | 140,000 | 193,000 |
| Net interest income | 511,000 | 1,042,000 | 1,623,000 | 2,255,000 |
| Noninterest income | 61,000 | 134,000 | 182,000 | 231,000 |
| Noninterest expense | 317,000 | 658,000 | 951,000 | 1,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 518,000 | 854,000 | 1,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 518,000 | 854,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,195,000 | 6,427,000 | 6,063,000 | 6,271,000 |
| Total capital | 6,676,000 | 6,836,000 | 6,472,000 | 6,697,000 |
| Risk-weighted assets | 38,430,000 | 39,133,000 | 41,402,000 | 42,898,000 |