Call reports 2017
PRODUCE STATE BANK — 2017
What PRODUCE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,120,000 | 62,192,000 | 64,503,000 | 65,951,000 |
| Total loans | 30,413,000 | 32,414,000 | 32,892,000 | 33,363,000 |
| Allowance for loan losses | 466,000 | 423,000 | 451,000 | 535,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,803,000 | 4,805,000 | 5,096,000 | 5,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,304,000 | 56,137,000 | 58,204,000 | 59,857,000 |
| Interest-bearing deposits | 45,814,000 | 43,459,000 | 44,121,000 | 46,257,000 |
| Noninterest-bearing deposits | 13,490,000 | 12,678,000 | 14,083,000 | 13,600,000 |
| Equity capital | 5,671,000 | 5,883,000 | 6,089,000 | 5,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 986,000 | 1,536,000 | 2,358,000 |
| Interest expense | 41,000 | 80,000 | 121,000 | 162,000 |
| Net interest income | 438,000 | 906,000 | 1,415,000 | 2,196,000 |
| Noninterest income | 56,000 | 112,000 | 168,000 | 232,000 |
| Noninterest expense | 286,000 | 643,000 | 972,000 | 1,386,000 |
| Provision for loan losses | 44,000 | 0 | 30,000 | 110,000 |
| Pretax income | 164,000 | 375,000 | 581,000 | 932,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 375,000 | 581,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,671,000 | 5,883,000 | 6,089,000 | 5,940,000 |
| Total capital | 6,137,000 | 6,306,000 | 6,540,000 | 6,440,000 |
| Risk-weighted assets | 37,571,000 | 38,465,000 | 39,517,000 | 40,036,000 |