Call reports 2014
PRODUCE STATE BANK — 2014
What PRODUCE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,440,000 | 65,290,000 | 60,111,000 | 60,917,000 |
| Total loans | 27,694,000 | 28,793,000 | 28,063,000 | 30,925,000 |
| Allowance for loan losses | 341,000 | 357,000 | 360,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,611,000 | 5,091,000 | 5,369,000 | 5,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,292,000 | 59,992,000 | 54,604,000 | 55,709,000 |
| Interest-bearing deposits | 16,177,000 | 45,982,000 | 42,569,000 | 42,282,000 |
| Noninterest-bearing deposits | 49,115,000 | 14,010,000 | 12,035,000 | 13,427,000 |
| Equity capital | 5,035,000 | 5,219,000 | 5,418,000 | 5,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 789,000 | 1,262,000 | 1,757,000 |
| Interest expense | 39,000 | 82,000 | 123,000 | 161,000 |
| Net interest income | 290,000 | 707,000 | 1,139,000 | 1,596,000 |
| Noninterest income | 49,000 | 100,000 | 181,000 | 259,000 |
| Noninterest expense | 274,000 | 559,000 | 873,000 | 1,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 248,000 | 447,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 248,000 | 447,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,035,000 | 5,219,000 | 5,418,000 | 5,128,000 |
| Total capital | 5,376,000 | 5,576,000 | 5,778,000 | 5,428,000 |
| Risk-weighted assets | 35,665,000 | 35,047,000 | 33,674,000 | 36,195,000 |