Call reports 2013
PRODUCE STATE BANK — 2013
What PRODUCE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,431,000 | 41,528,000 | 41,653,000 | 43,946,000 |
| Total loans | 22,512,000 | 23,273,000 | 23,109,000 | 23,765,000 |
| Allowance for loan losses | 449,000 | 448,000 | 458,000 | 460,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,073,000 | 1,021,000 | 1,315,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,455,000 | 36,401,000 | 36,359,000 | 38,916,000 |
| Interest-bearing deposits | 33,867,000 | 31,487,000 | 31,184,000 | 31,218,000 |
| Noninterest-bearing deposits | 4,588,000 | 4,914,000 | 5,175,000 | 7,698,000 |
| Equity capital | 4,881,000 | 5,007,000 | 5,130,000 | 4,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 795,000 | 1,173,000 | 1,553,000 |
| Interest expense | 46,000 | 90,000 | 129,000 | 167,000 |
| Net interest income | 388,000 | 705,000 | 1,044,000 | 1,386,000 |
| Noninterest income | 51,000 | 123,000 | 169,000 | 215,000 |
| Noninterest expense | 242,000 | 506,000 | 767,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 322,000 | 446,000 | 586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 322,000 | 446,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,881,000 | 5,007,000 | 5,130,000 | 4,970,000 |
| Total capital | 5,198,000 | 5,326,000 | 5,448,000 | 5,302,000 |
| Risk-weighted assets | 25,204,000 | 25,426,000 | 25,278,000 | 26,410,000 |