Call reports 2012
PRODUCE STATE BANK — 2012
What PRODUCE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,928,000 | 39,733,000 | 41,779,000 | 42,998,000 |
| Total loans | 22,616,000 | 23,507,000 | 24,069,000 | 24,311,000 |
| Allowance for loan losses | 393,000 | 393,000 | 393,000 | 404,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 788,000 | 788,000 | 788,000 | 1,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,120,000 | 34,768,000 | 36,608,000 | 38,245,000 |
| Interest-bearing deposits | 30,466,000 | 29,622,000 | 31,140,000 | 32,572,000 |
| Noninterest-bearing deposits | 4,654,000 | 5,146,000 | 5,468,000 | 5,674,000 |
| Equity capital | 4,692,000 | 4,834,000 | 4,983,000 | 4,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 742,000 | 1,145,000 | 1,555,000 |
| Interest expense | 70,000 | 138,000 | 205,000 | 266,000 |
| Net interest income | 294,000 | 604,000 | 940,000 | 1,289,000 |
| Noninterest income | 57,000 | 119,000 | 178,000 | 229,000 |
| Noninterest expense | 219,000 | 450,000 | 697,000 | 994,000 |
| Provision for loan losses | -17,000 | -25,000 | -34,000 | 0 |
| Pretax income | 149,000 | 298,000 | 455,000 | 524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 273,000 | 421,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,692,000 | 4,834,000 | 4,983,000 | 4,685,000 |
| Total capital | 4,999,000 | 5,151,000 | 5,313,000 | 5,024,000 |
| Risk-weighted assets | 24,443,000 | 25,261,000 | 26,331,000 | 27,037,000 |