Call reports 2011
PRODUCE STATE BANK — 2011
What PRODUCE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,824,000 | 38,361,000 | 36,912,000 | 38,702,000 |
| Total loans | 23,060,000 | 23,682,000 | 24,500,000 | 24,286,000 |
| Allowance for loan losses | 391,000 | 393,000 | 393,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 903,000 | 1,103,000 | 1,103,000 | 803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,142,000 | 33,513,000 | 31,904,000 | 34,055,000 |
| Interest-bearing deposits | 29,274,000 | 28,891,000 | 28,410,000 | 29,664,000 |
| Noninterest-bearing deposits | 3,868,000 | 4,622,000 | 3,494,000 | 4,391,000 |
| Equity capital | 4,545,000 | 4,692,000 | 4,834,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 817,000 | 1,236,000 | 1,640,000 |
| Interest expense | 82,000 | 157,000 | 230,000 | 300,000 |
| Net interest income | 327,000 | 660,000 | 1,006,000 | 1,340,000 |
| Noninterest income | 63,000 | 129,000 | 202,000 | 270,000 |
| Noninterest expense | 248,000 | 479,000 | 718,000 | 995,000 |
| Provision for loan losses | 0 | 21,000 | 59,000 | 58,000 |
| Pretax income | 142,000 | 289,000 | 431,000 | 557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 289,000 | 431,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,545,000 | 4,692,000 | 4,834,000 | 4,561,000 |
| Total capital | 4,851,000 | 5,008,000 | 5,155,000 | 4,885,000 |
| Risk-weighted assets | 24,435,000 | 25,200,000 | 25,574,000 | 25,875,000 |