Call reports 2010
PRODUCE STATE BANK — 2010
What PRODUCE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,455,000 | 35,671,000 | 38,658,000 | 39,257,000 |
| Total loans | 23,998,000 | 24,580,000 | 24,679,000 | 25,186,000 |
| Allowance for loan losses | 382,000 | 382,000 | 382,000 | 382,000 |
| Securities available for sale | 628,000 | 0 | 0 | 0 |
| Securities held to maturity | 50,000 | 352,000 | 521,000 | 656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,937,000 | 30,988,000 | 33,892,000 | 34,762,000 |
| Interest-bearing deposits | 27,130,000 | 27,504,000 | 29,593,000 | 28,839,000 |
| Noninterest-bearing deposits | 3,807,000 | 3,484,000 | 4,299,000 | 5,923,000 |
| Equity capital | 4,392,000 | 4,514,000 | 4,567,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 823,000 | 1,254,000 | 1,696,000 |
| Interest expense | 113,000 | 225,000 | 328,000 | 415,000 |
| Net interest income | 318,000 | 598,000 | 926,000 | 1,281,000 |
| Noninterest income | 68,000 | 146,000 | 204,000 | 268,000 |
| Noninterest expense | 232,000 | 471,000 | 695,000 | 881,000 |
| Provision for loan losses | 150,000 | 148,000 | 257,000 | 354,000 |
| Pretax income | 4,000 | 125,000 | 178,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 125,000 | 178,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,392,000 | 4,514,000 | 4,567,000 | 4,403,000 |
| Total capital | 4,705,000 | 4,834,000 | 4,896,000 | 4,736,000 |
| Risk-weighted assets | 24,981,000 | 25,527,000 | 26,299,000 | 26,558,000 |