Call reports 2009
PRODUCE STATE BANK — 2009
What PRODUCE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,469,000 | 31,742,000 | 31,929,000 | 36,377,000 |
| Total loans | 22,105,000 | 23,130,000 | 23,519,000 | 26,225,000 |
| Allowance for loan losses | 349,000 | 349,000 | 349,000 | 349,000 |
| Securities available for sale | 1,240,000 | 335,000 | 335,000 | 336,000 |
| Securities held to maturity | 152,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,856,000 | 27,058,000 | 27,122,000 | 31,595,000 |
| Interest-bearing deposits | 23,554,000 | 23,528,000 | 24,185,000 | 25,784,000 |
| Noninterest-bearing deposits | 3,302,000 | 3,530,000 | 2,937,000 | 5,811,000 |
| Equity capital | 4,446,000 | 4,498,000 | 4,610,000 | 4,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 820,000 | 1,269,000 | 1,724,000 |
| Interest expense | 127,000 | 248,000 | 368,000 | 480,000 |
| Net interest income | 313,000 | 572,000 | 901,000 | 1,244,000 |
| Noninterest income | 66,000 | 134,000 | 205,000 | 281,000 |
| Noninterest expense | 240,000 | 462,000 | 685,000 | 934,000 |
| Provision for loan losses | 0 | 53,000 | 118,000 | 204,000 |
| Pretax income | 139,000 | 191,000 | 303,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 191,000 | 303,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,446,000 | 4,492,000 | 4,604,000 | 4,389,000 |
| Total capital | 4,730,000 | 4,791,000 | 4,906,000 | 4,729,000 |
| Risk-weighted assets | 22,652,000 | 23,886,000 | 24,099,000 | 27,183,000 |