Call reports 2003
PRODUCE STATE BANK — 2003
What PRODUCE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,949,000 | 27,777,000 | 27,651,000 | 28,075,000 |
| Total loans | 16,362,000 | 19,656,000 | 19,680,000 | 19,915,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 222,000 |
| Securities available for sale | 1,537,000 | 1,513,000 | 1,497,000 | 1,482,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,498,000 | 24,223,000 | 23,937,000 | 24,494,000 |
| Interest-bearing deposits | 20,723,000 | 21,416,000 | 20,897,000 | 21,384,000 |
| Noninterest-bearing deposits | 2,775,000 | 2,807,000 | 3,040,000 | 3,110,000 |
| Equity capital | 3,337,000 | 3,413,000 | 3,535,000 | 3,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 717,000 | 1,103,000 | 1,515,000 |
| Interest expense | 94,000 | 185,000 | 268,000 | 348,000 |
| Net interest income | 241,000 | 532,000 | 835,000 | 1,167,000 |
| Noninterest income | 49,000 | 157,000 | 235,000 | 313,000 |
| Noninterest expense | 199,000 | 449,000 | 697,000 | 1,074,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 81,000 |
| Pretax income | 91,000 | 184,000 | 317,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 184,000 | 317,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,249,000 | 3,342,000 | 3,475,000 | 3,483,000 |
| Total capital | 3,466,000 | 3,564,000 | 3,697,000 | 3,705,000 |
| Risk-weighted assets | 17,319,000 | 20,127,000 | 20,274,000 | 20,369,000 |