Call reports 2002
PRODUCE STATE BANK — 2002
What PRODUCE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,120,000 | 27,156,000 | 26,146,000 | 26,971,000 |
| Total loans | 16,667,000 | 17,894,000 | 17,461,000 | 16,628,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 222,000 |
| Securities available for sale | 1,847,000 | 1,892,000 | 1,539,000 | 1,529,000 |
| Securities held to maturity | 95,000 | 90,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,608,000 | 23,680,000 | 22,506,000 | 23,398,000 |
| Interest-bearing deposits | 20,351,000 | 21,124,000 | 19,700,000 | 20,346,000 |
| Noninterest-bearing deposits | 2,257,000 | 2,556,000 | 2,806,000 | 3,052,000 |
| Equity capital | 3,244,000 | 3,255,000 | 3,392,000 | 3,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 792,000 | 1,195,000 | 1,611,000 |
| Interest expense | 155,000 | 313,000 | 445,000 | 559,000 |
| Net interest income | 227,000 | 479,000 | 750,000 | 1,052,000 |
| Noninterest income | 35,000 | 74,000 | 120,000 | 237,000 |
| Noninterest expense | 204,000 | 419,000 | 650,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 58,000 | 134,000 | 220,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 134,000 | 220,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,250,000 | 3,226,000 | 3,311,000 | 3,408,000 |
| Total capital | 3,471,000 | 3,448,000 | 3,533,000 | 3,630,000 |
| Risk-weighted assets | 17,686,000 | 18,833,000 | 18,524,000 | 17,798,000 |