Call reports 2001
PRODUCE STATE BANK — 2001
What PRODUCE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,909,000 | 20,690,000 | 21,705,000 | 23,414,000 |
| Total loans | 16,168,000 | 15,449,000 | 16,262,000 | 16,531,000 |
| Allowance for loan losses | 219,000 | 257,000 | 257,000 | 222,000 |
| Securities available for sale | 1,632,000 | 1,529,000 | 1,340,000 | 1,556,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,312,000 | 17,130,000 | 18,100,000 | 19,917,000 |
| Interest-bearing deposits | 14,022,000 | 14,287,000 | 15,562,000 | 17,047,000 |
| Noninterest-bearing deposits | 2,290,000 | 2,843,000 | 2,538,000 | 2,870,000 |
| Equity capital | 3,349,000 | 3,336,000 | 3,318,000 | 3,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 765,000 | 1,166,000 | 1,590,000 |
| Interest expense | 162,000 | 323,000 | 482,000 | 622,000 |
| Net interest income | 205,000 | 442,000 | 684,000 | 968,000 |
| Noninterest income | 42,000 | 83,000 | 122,000 | 210,000 |
| Noninterest expense | 214,000 | 423,000 | 604,000 | 843,000 |
| Provision for loan losses | -3,000 | 52,000 | 79,000 | 154,000 |
| Pretax income | 36,000 | 50,000 | 123,000 | 181,000 |
| Income tax | 11,000 | 35,000 | 50,000 | 0 |
| Net income | 25,000 | 15,000 | 73,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,323,000 | 3,313,000 | 3,283,000 | 3,392,000 |
| Total capital | 3,518,000 | 3,498,000 | 3,490,000 | 3,607,000 |
| Risk-weighted assets | 15,565,000 | 14,711,000 | 16,539,000 | 17,174,000 |