Call reports 2026
CORNERSTONE BANK, THE — 2026
What CORNERSTONE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 206,525,000 | 211,448,000 |
| Total loans | 165,505,000 | 170,382,000 |
| Allowance for loan losses | 2,968,000 | 2,865,000 |
| Securities available for sale | 26,240,000 | 26,303,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 181,213,000 | 183,387,000 |
| Interest-bearing deposits | 143,229,000 | 144,140,000 |
| Noninterest-bearing deposits | 37,984,000 | 39,247,000 |
| Equity capital | 24,718,000 | 25,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,762,000 | 7,650,000 |
| Interest expense | 1,048,000 | 2,115,000 |
| Net interest income | 2,714,000 | 5,535,000 |
| Noninterest income | 350,000 | 708,000 |
| Noninterest expense | 1,928,000 | 3,717,000 |
| Provision for loan losses | 417,000 | 914,000 |
| Pretax income | 691,000 | 1,584,000 |
| Income tax | 0 | 0 |
| Net income | 691,000 | 1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,166,000 | 25,752,000 |