Call reports 2017
CORNERSTONE BANK, THE — 2017
What CORNERSTONE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,642,000 | 142,286,000 | 141,091,000 | 140,941,000 |
| Total loans | 111,499,000 | 110,092,000 | 111,014,000 | 110,318,000 |
| Allowance for loan losses | 1,583,000 | 1,623,000 | 1,716,000 | 1,467,000 |
| Securities available for sale | 18,792,000 | 18,367,000 | 17,722,000 | 17,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,198,000 | 121,294,000 | 119,738,000 | 119,040,000 |
| Interest-bearing deposits | 99,128,000 | 98,503,000 | 96,165,000 | 94,639,000 |
| Noninterest-bearing deposits | 23,070,000 | 22,791,000 | 23,573,000 | 24,401,000 |
| Equity capital | 17,885,000 | 18,380,000 | 18,719,000 | 18,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,095,000 | 6,172,000 | 8,228,000 |
| Interest expense | 233,000 | 468,000 | 712,000 | 951,000 |
| Net interest income | 1,815,000 | 3,627,000 | 5,460,000 | 7,277,000 |
| Noninterest income | 234,000 | 466,000 | 733,000 | 942,000 |
| Noninterest expense | 1,351,000 | 2,792,000 | 4,138,000 | 5,740,000 |
| Provision for loan losses | 75,000 | 150,000 | 282,000 | 357,000 |
| Pretax income | 623,000 | 1,151,000 | 1,773,000 | 2,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 623,000 | 1,151,000 | 1,773,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,854,000 | 18,182,000 | 18,554,000 | 18,603,000 |
| Total capital | 19,108,000 | 19,424,000 | 19,810,000 | 19,844,000 |
| Risk-weighted assets | 100,001,000 | 98,984,000 | 100,050,000 | 99,103,000 |