Call reports 2009

CORNERSTONE BANK, THE — 2009

Name: CORNERSTONE BANK, THE — FFIEC call report 2009
Creator: CORNERSTONE BANK, THE

What CORNERSTONE BANK, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f2ee8c7e-d976-4440-989c-c11d3257be80/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	114,288,000	122,072,000	124,663,000	127,356,000
Total loans	87,309,000	88,667,000	89,114,000	92,330,000
Allowance for loan losses	803,000	796,000	884,000	900,000
Securities available for sale	0	0	0	0
Securities held to maturity	18,670,000	19,160,000	21,744,000	25,153,000
Trading assets	0	0	0	0
Total deposits	99,025,000	106,580,000	108,887,000	113,193,000
Interest-bearing deposits	85,696,000	92,114,000	95,292,000	99,532,000
Noninterest-bearing deposits	13,329,000	14,466,000	13,595,000	13,661,000
Equity capital	14,296,000	14,443,000	14,342,000	13,823,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	2,148,000	4,254,000	6,335,000	8,443,000
Interest expense	710,000	1,441,000	2,192,000	2,908,000
Net interest income	1,438,000	2,813,000	4,143,000	5,535,000
Noninterest income	153,000	324,000	496,000	669,000
Noninterest expense	1,005,000	2,095,000	3,198,000	4,866,000
Provision for loan losses	40,000	100,000	350,000	516,000
Pretax income	546,000	942,000	1,091,000	822,000
Income tax	1,000	0	0	0
Net income	545,000	942,000	1,091,000	822,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	14,296,000	14,443,000	14,342,000	13,823,000
Total capital	15,099,000	15,239,000	15,226,000	14,723,000
Risk-weighted assets	80,414,000	82,174,000	83,056,000	86,765,000