Call reports 2025
FARMERS BANK, THE — 2025
What FARMERS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,357,000 | 170,933,000 | 154,814,000 | 183,560,000 |
| Total loans | 93,528,000 | 98,883,000 | 99,590,000 | 94,657,000 |
| Allowance for loan losses | 1,092,000 | 1,083,000 | 1,235,000 | 1,235,000 |
| Securities available for sale | 61,400,000 | 49,552,000 | 41,674,000 | 68,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,460,000 | 157,779,000 | 140,536,000 | 168,590,000 |
| Interest-bearing deposits | 144,583,000 | 144,029,000 | 127,472,000 | 155,609,000 |
| Noninterest-bearing deposits | 14,877,000 | 13,750,000 | 13,064,000 | 12,981,000 |
| Equity capital | 12,413,000 | 12,734,000 | 13,864,000 | 14,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,682,000 | 7,046,000 | 9,352,000 |
| Interest expense | 1,069,000 | 2,142,000 | 3,163,000 | 4,090,000 |
| Net interest income | 1,222,000 | 2,540,000 | 3,883,000 | 5,262,000 |
| Noninterest income | 54,000 | 102,000 | 151,000 | 198,000 |
| Noninterest expense | 713,000 | 1,495,000 | 2,323,000 | 3,233,000 |
| Provision for loan losses | 45,000 | 90,000 | 243,000 | 243,000 |
| Pretax income | 518,000 | 1,027,000 | 1,411,000 | 1,927,000 |
| Income tax | 129,000 | 252,000 | 339,000 | 462,000 |
| Net income | 389,000 | 775,000 | 1,072,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,791,000 | 17,177,000 | 17,474,000 | 17,866,000 |
| Total capital | 17,962,000 | 18,369,000 | 18,819,000 | 19,156,000 |
| Risk-weighted assets | 99,019,000 | 108,557,000 | 107,578,000 | 103,138,000 |