Call reports 2023
FARMERS BANK, THE — 2023
What FARMERS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,735,000 | 129,867,000 | 121,969,000 | 158,167,000 |
| Total loans | 64,402,000 | 63,347,000 | 64,296,000 | 68,796,000 |
| Allowance for loan losses | 996,000 | 993,000 | 993,000 | 987,000 |
| Securities available for sale | 66,332,000 | 55,812,000 | 52,575,000 | 79,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,828,000 | 118,613,000 | 111,114,000 | 147,000,000 |
| Interest-bearing deposits | 107,990,000 | 102,633,000 | 95,273,000 | 131,584,000 |
| Noninterest-bearing deposits | 14,838,000 | 15,980,000 | 15,841,000 | 15,416,000 |
| Equity capital | 11,043,000 | 10,925,000 | 9,591,000 | 10,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,753,000 | 4,160,000 | 5,640,000 |
| Interest expense | 625,000 | 1,299,000 | 2,031,000 | 2,881,000 |
| Net interest income | 759,000 | 1,454,000 | 2,129,000 | 2,759,000 |
| Noninterest income | 52,000 | 101,000 | 169,000 | 233,000 |
| Noninterest expense | 708,000 | 1,425,000 | 2,159,000 | 2,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 129,000 | 138,000 | 59,000 |
| Income tax | 13,000 | 2,000 | -10,000 | -49,000 |
| Net income | 90,000 | 127,000 | 148,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,016,000 | 16,053,000 | 16,074,000 | 16,035,000 |
| Total capital | 17,002,000 | 17,003,000 | 17,050,000 | 17,031,000 |
| Risk-weighted assets | 78,879,000 | 75,954,000 | 78,086,000 | 79,666,000 |