Call reports 2021
FARMERS BANK, THE — 2021
What FARMERS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,830,000 | 126,462,000 | 117,936,000 | 143,448,000 |
| Total loans | 57,607,000 | 59,237,000 | 55,752,000 | 61,583,000 |
| Allowance for loan losses | 924,000 | 925,000 | 925,000 | 1,024,000 |
| Securities available for sale | 63,276,000 | 63,697,000 | 58,609,000 | 72,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,405,000 | 108,596,000 | 97,508,000 | 126,519,000 |
| Interest-bearing deposits | 101,900,000 | 94,264,000 | 84,489,000 | 112,056,000 |
| Noninterest-bearing deposits | 13,505,000 | 14,332,000 | 13,019,000 | 14,463,000 |
| Equity capital | 16,194,000 | 16,436,000 | 16,510,000 | 16,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,888,000 | 2,792,000 | 3,732,000 |
| Interest expense | 99,000 | 191,000 | 284,000 | 377,000 |
| Net interest income | 831,000 | 1,697,000 | 2,508,000 | 3,355,000 |
| Noninterest income | 69,000 | 133,000 | 193,000 | 934,000 |
| Noninterest expense | 645,000 | 1,293,000 | 1,969,000 | 2,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 255,000 | 537,000 | 722,000 | 1,513,000 |
| Income tax | 53,000 | 109,000 | 144,000 | 338,000 |
| Net income | 202,000 | 428,000 | 578,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,359,000 | 15,585,000 | 15,456,000 | 16,053,000 |
| Total capital | 16,171,000 | 16,425,000 | 16,239,000 | 16,915,000 |
| Risk-weighted assets | 64,884,000 | 67,117,000 | 62,515,000 | 68,806,000 |