Call reports 2019
FARMERS BANK, THE — 2019
What FARMERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,861,000 | 96,421,000 | 95,279,000 | 112,294,000 |
| Total loans | 51,417,000 | 48,958,000 | 47,782,000 | 49,029,000 |
| Allowance for loan losses | 831,000 | 833,000 | 831,000 | 816,000 |
| Securities available for sale | 46,687,000 | 39,537,000 | 37,709,000 | 52,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,533,000 | 81,313,000 | 80,015,000 | 97,198,000 |
| Interest-bearing deposits | 79,831,000 | 72,149,000 | 70,090,000 | 88,604,000 |
| Noninterest-bearing deposits | 9,702,000 | 9,164,000 | 9,925,000 | 8,594,000 |
| Equity capital | 14,120,000 | 14,868,000 | 14,989,000 | 15,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,157,000 | 3,052,000 | 3,961,000 |
| Interest expense | 293,000 | 563,000 | 798,000 | 1,051,000 |
| Net interest income | 882,000 | 1,594,000 | 2,254,000 | 2,910,000 |
| Noninterest income | 68,000 | 121,000 | 185,000 | 241,000 |
| Noninterest expense | 560,000 | 1,195,000 | 1,843,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 390,000 | 492,000 | 568,000 | 529,000 |
| Income tax | 95,000 | 110,000 | 120,000 | 97,000 |
| Net income | 295,000 | 382,000 | 448,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,676,000 | 14,763,000 | 14,829,000 | 14,813,000 |
| Total capital | 15,433,000 | 15,456,000 | 15,500,000 | 15,516,000 |
| Risk-weighted assets | 60,517,000 | 55,361,000 | 53,577,000 | 56,161,000 |