Call reports 2017
FARMERS BANK, THE — 2017
What FARMERS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,450,000 | 91,016,000 | 88,357,000 | 100,412,000 |
| Total loans | 41,950,000 | 42,727,000 | 40,342,000 | 40,417,000 |
| Allowance for loan losses | 959,000 | 836,000 | 837,000 | 828,000 |
| Securities available for sale | 51,125,000 | 43,679,000 | 42,509,000 | 52,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,673,000 | 69,509,000 | 63,884,000 | 79,515,000 |
| Interest-bearing deposits | 73,400,000 | 62,525,000 | 56,752,000 | 72,728,000 |
| Noninterest-bearing deposits | 7,273,000 | 6,984,000 | 7,132,000 | 6,787,000 |
| Equity capital | 13,629,000 | 14,338,000 | 14,380,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,625,000 | 2,403,000 | 3,193,000 |
| Interest expense | 146,000 | 288,000 | 440,000 | 610,000 |
| Net interest income | 659,000 | 1,337,000 | 1,963,000 | 2,583,000 |
| Noninterest income | 59,000 | 115,000 | 172,000 | 217,000 |
| Noninterest expense | 607,000 | 1,191,000 | 1,675,000 | 2,526,000 |
| Provision for loan losses | 0 | -125,000 | -125,000 | -125,000 |
| Pretax income | 111,000 | 262,000 | 461,000 | 275,000 |
| Income tax | 27,000 | 37,000 | 162,000 | 316,000 |
| Net income | 84,000 | 225,000 | 299,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,352,000 | 14,379,000 | 14,453,000 | 14,146,000 |
| Total capital | 14,075,000 | 15,064,000 | 15,075,000 | 14,819,000 |
| Risk-weighted assets | 57,465,000 | 54,641,000 | 49,615,000 | 53,716,000 |