Call reports 2016
FARMERS BANK, THE — 2016
What FARMERS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,093,000 | 99,551,000 | 88,934,000 | 106,102,000 |
| Total loans | 43,862,000 | 44,056,000 | 41,531,000 | 37,771,000 |
| Allowance for loan losses | 935,000 | 935,000 | 934,000 | 959,000 |
| Securities available for sale | 52,860,000 | 50,241,000 | 38,046,000 | 51,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,543,000 | 77,740,000 | 67,159,000 | 85,605,000 |
| Interest-bearing deposits | 75,995,000 | 69,574,000 | 60,669,000 | 79,238,000 |
| Noninterest-bearing deposits | 7,548,000 | 8,166,000 | 6,490,000 | 6,367,000 |
| Equity capital | 13,895,000 | 14,301,000 | 14,329,000 | 13,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,780,000 | 2,525,000 | 3,214,000 |
| Interest expense | 135,000 | 270,000 | 403,000 | 536,000 |
| Net interest income | 817,000 | 1,510,000 | 2,122,000 | 2,678,000 |
| Noninterest income | 51,000 | 103,000 | 166,000 | 226,000 |
| Noninterest expense | 570,000 | 1,125,000 | 1,650,000 | 2,304,000 |
| Provision for loan losses | -800,000 | -800,000 | -800,000 | -800,000 |
| Pretax income | 1,098,000 | 1,537,000 | 1,701,000 | 1,663,000 |
| Income tax | 424,000 | 427,000 | 553,000 | 589,000 |
| Net income | 674,000 | 1,110,000 | 1,148,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,899,000 | 13,624,000 | 13,699,000 | 13,218,000 |
| Total capital | 13,574,000 | 14,325,000 | 14,376,000 | 13,901,000 |
| Risk-weighted assets | 53,393,000 | 55,657,000 | 53,674,000 | 54,027,000 |