Call reports 2015
FARMERS BANK, THE — 2015
What FARMERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,543,000 | 95,103,000 | 97,827,000 | 110,821,000 |
| Total loans | 34,087,000 | 42,165,000 | 47,504,000 | 44,786,000 |
| Allowance for loan losses | 461,000 | 485,000 | 417,000 | 433,000 |
| Securities available for sale | 48,595,000 | 45,612,000 | 44,879,000 | 48,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,442,000 | 75,350,000 | 69,447,000 | 90,694,000 |
| Interest-bearing deposits | 73,551,000 | 67,453,000 | 61,520,000 | 80,298,000 |
| Noninterest-bearing deposits | 7,891,000 | 7,897,000 | 7,927,000 | 10,396,000 |
| Equity capital | 12,974,000 | 12,605,000 | 13,145,000 | 13,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,605,000 | 2,437,000 | 3,307,000 |
| Interest expense | 140,000 | 270,000 | 399,000 | 532,000 |
| Net interest income | 636,000 | 1,335,000 | 2,038,000 | 2,775,000 |
| Noninterest income | 68,000 | 124,000 | 146,000 | 196,000 |
| Noninterest expense | 596,000 | 1,188,000 | 1,783,000 | 2,375,000 |
| Provision for loan losses | -75,000 | -75,000 | -75,000 | -75,000 |
| Pretax income | -33,000 | 130,000 | 268,000 | 463,000 |
| Income tax | -25,000 | 28,000 | 71,000 | 140,000 |
| Net income | -8,000 | 102,000 | 197,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,119,000 | 11,924,000 | 12,207,000 | 12,396,000 |
| Total capital | 12,580,000 | 12,409,000 | 12,624,000 | 12,829,000 |
| Risk-weighted assets | 45,602,000 | 53,021,000 | 57,314,000 | 54,760,000 |