Call reports 2014
FARMERS BANK, THE — 2014
What FARMERS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,211,000 | 96,601,000 | 86,196,000 | 107,427,000 |
| Total loans | 30,735,000 | 32,248,000 | 32,251,000 | 34,052,000 |
| Allowance for loan losses | 1,140,000 | 1,139,000 | 1,138,000 | 527,000 |
| Securities available for sale | 57,103,000 | 57,883,000 | 46,228,000 | 46,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,774,000 | 76,161,000 | 67,228,000 | 87,899,000 |
| Interest-bearing deposits | 74,396,000 | 67,765,000 | 58,910,000 | 80,402,000 |
| Noninterest-bearing deposits | 7,378,000 | 8,396,000 | 8,318,000 | 7,497,000 |
| Equity capital | 11,016,000 | 11,838,000 | 11,595,000 | 12,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,752,000 | 2,567,000 | 3,382,000 |
| Interest expense | 154,000 | 297,000 | 435,000 | 573,000 |
| Net interest income | 743,000 | 1,455,000 | 2,132,000 | 2,809,000 |
| Noninterest income | -89,000 | -35,000 | -824,000 | -750,000 |
| Noninterest expense | 527,000 | 1,064,000 | 1,636,000 | 2,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 616,000 | 845,000 | 60,000 | 291,000 |
| Income tax | 195,000 | 280,000 | 127,000 | 37,000 |
| Net income | 421,000 | 565,000 | -67,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,268,000 | 11,757,000 | 11,250,000 | 11,776,000 |
| Total capital | 11,871,000 | 12,375,000 | 11,796,000 | 12,303,000 |
| Risk-weighted assets | 47,668,000 | 48,936,000 | 43,124,000 | 45,262,000 |