Call reports 2012
FARMERS BANK, THE — 2012
What FARMERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,797,000 | 98,362,000 | 90,180,000 | 104,544,000 |
| Total loans | 30,339,000 | 29,590,000 | 30,064,000 | 28,919,000 |
| Allowance for loan losses | 1,149,000 | 1,173,000 | 1,200,000 | 1,276,000 |
| Securities available for sale | 59,226,000 | 61,357,000 | 53,775,000 | 49,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,697,000 | 75,567,000 | 66,912,000 | 84,545,000 |
| Interest-bearing deposits | 76,671,000 | 69,969,000 | 60,926,000 | 78,958,000 |
| Noninterest-bearing deposits | 6,026,000 | 5,598,000 | 5,986,000 | 5,587,000 |
| Equity capital | 11,721,000 | 12,225,000 | 12,530,000 | 12,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,937,000 | 2,861,000 | 3,717,000 |
| Interest expense | 248,000 | 471,000 | 672,000 | 859,000 |
| Net interest income | 733,000 | 1,466,000 | 2,189,000 | 2,858,000 |
| Noninterest income | 110,000 | 187,000 | -74,000 | -120,000 |
| Noninterest expense | 584,000 | 1,169,000 | 1,691,000 | 2,249,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 184,000 | 847,000 | 744,000 | 733,000 |
| Income tax | 9,000 | 220,000 | 145,000 | 11,000 |
| Net income | 175,000 | 627,000 | 599,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,082,000 | 11,535,000 | 11,506,000 | 11,369,000 |
| Total capital | 11,674,000 | 12,177,000 | 12,127,000 | 11,957,000 |
| Risk-weighted assets | 46,802,000 | 50,842,000 | 49,123,000 | 46,362,000 |