Call reports 2011
FARMERS BANK, THE — 2011
What FARMERS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 111,013,000 | 108,130,000 | 94,962,000 | 104,092,000 |
| Total loans | 35,272,000 | 32,090,000 | 30,890,000 | 30,072,000 |
| Allowance for loan losses | 985,000 | 964,000 | 1,081,000 | 1,076,000 |
| Securities available for sale | 67,363,000 | 56,614,000 | 56,946,000 | 58,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,452,000 | 89,475,000 | 75,112,000 | 85,008,000 |
| Interest-bearing deposits | 88,600,000 | 84,160,000 | 69,643,000 | 79,554,000 |
| Noninterest-bearing deposits | 4,852,000 | 5,315,000 | 5,469,000 | 5,453,000 |
| Equity capital | 10,400,000 | 11,325,000 | 11,741,000 | 11,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,074,000 | 3,030,000 | 3,946,000 |
| Interest expense | 338,000 | 655,000 | 938,000 | 1,198,000 |
| Net interest income | 750,000 | 1,419,000 | 2,092,000 | 2,748,000 |
| Noninterest income | 61,000 | 71,000 | 152,000 | 120,000 |
| Noninterest expense | 660,000 | 1,255,000 | 1,851,000 | 2,484,000 |
| Provision for loan losses | 75,000 | 325,000 | 400,000 | 725,000 |
| Pretax income | 76,000 | 166,000 | 249,000 | 164,000 |
| Income tax | -22,000 | -26,000 | -32,000 | -124,000 |
| Net income | 98,000 | 192,000 | 281,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,682,000 | 10,795,000 | 10,941,000 | 10,896,000 |
| Total capital | 11,307,000 | 11,376,000 | 11,509,000 | 11,487,000 |
| Risk-weighted assets | 49,669,000 | 46,059,000 | 44,909,000 | 46,780,000 |