Call reports 2010
FARMERS BANK, THE — 2010
What FARMERS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,584,000 | 109,045,000 | 103,004,000 | 112,243,000 |
| Total loans | 45,252,000 | 44,971,000 | 43,667,000 | 39,688,000 |
| Allowance for loan losses | 1,042,000 | 1,047,000 | 1,059,000 | 1,036,000 |
| Securities available for sale | 56,499,000 | 56,848,000 | 53,220,000 | 54,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,747,000 | 89,877,000 | 83,867,000 | 94,916,000 |
| Interest-bearing deposits | 89,869,000 | 85,155,000 | 78,865,000 | 89,947,000 |
| Noninterest-bearing deposits | 4,878,000 | 4,722,000 | 5,002,000 | 4,970,000 |
| Equity capital | 10,652,000 | 11,572,000 | 11,541,000 | 10,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,418,000 | 3,473,000 | 4,460,000 |
| Interest expense | 441,000 | 847,000 | 1,219,000 | 1,581,000 |
| Net interest income | 816,000 | 1,571,000 | 2,254,000 | 2,879,000 |
| Noninterest income | 12,000 | -40,000 | -160,000 | -131,000 |
| Noninterest expense | 591,000 | 1,195,000 | 1,959,000 | 2,546,000 |
| Provision for loan losses | 300,000 | 450,000 | 950,000 | 1,425,000 |
| Pretax income | 47,000 | -4,000 | 170,000 | -238,000 |
| Income tax | -42,000 | -103,000 | -73,000 | -270,000 |
| Net income | 89,000 | 99,000 | 243,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,715,000 | 10,730,000 | 10,922,000 | 10,709,000 |
| Total capital | 11,466,000 | 11,460,000 | 11,590,000 | 11,357,000 |
| Risk-weighted assets | 59,801,000 | 58,086,000 | 53,085,000 | 51,430,000 |