Call reports 2007
FARMERS BANK, THE — 2007
What FARMERS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,454,000 | 88,623,000 | 86,194,000 | 93,974,000 |
| Total loans | 48,586,000 | 45,100,000 | 48,746,000 | 48,367,000 |
| Allowance for loan losses | 1,099,000 | 1,116,000 | 1,126,000 | 1,003,000 |
| Securities available for sale | 23,982,000 | 23,302,000 | 29,721,000 | 37,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,651,000 | 77,899,000 | 74,747,000 | 82,197,000 |
| Interest-bearing deposits | 73,944,000 | 70,729,000 | 67,681,000 | 76,228,000 |
| Noninterest-bearing deposits | 6,707,000 | 7,170,000 | 7,066,000 | 5,969,000 |
| Equity capital | 9,929,000 | 9,975,000 | 10,611,000 | 11,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,242,000 | 4,739,000 | 6,249,000 |
| Interest expense | 772,000 | 1,396,000 | 2,047,000 | 2,723,000 |
| Net interest income | 960,000 | 1,846,000 | 2,692,000 | 3,526,000 |
| Noninterest income | 121,000 | 233,000 | 344,000 | 462,000 |
| Noninterest expense | 569,000 | 1,145,000 | 1,703,000 | 2,323,000 |
| Provision for loan losses | 0 | 0 | 0 | -120,000 |
| Pretax income | 512,000 | 934,000 | 1,332,000 | 1,783,000 |
| Income tax | 146,000 | 272,000 | 380,000 | 522,000 |
| Net income | 366,000 | 662,000 | 952,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,938,000 | 10,234,000 | 10,523,000 | 10,833,000 |
| Total capital | 10,639,000 | 10,905,000 | 11,227,000 | 11,552,000 |
| Risk-weighted assets | 55,718,000 | 53,217,000 | 55,865,000 | 57,247,000 |