Call reports 2006
FARMERS BANK, THE — 2006
What FARMERS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 99,368,000 | 93,557,000 | 95,941,000 | 91,658,000 |
| Total loans | 70,496,000 | 67,006,000 | 70,973,000 | 49,788,000 |
| Allowance for loan losses | 1,044,000 | 1,059,000 | 1,068,000 | 1,085,000 |
| Securities available for sale | 23,361,000 | 20,749,000 | 20,914,000 | 21,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,089,000 | 75,104,000 | 72,782,000 | 74,383,000 |
| Interest-bearing deposits | 72,567,000 | 67,936,000 | 65,079,000 | 66,132,000 |
| Noninterest-bearing deposits | 7,522,000 | 7,168,000 | 7,703,000 | 8,251,000 |
| Equity capital | 9,231,000 | 9,274,000 | 9,798,000 | 10,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,521,000 | 5,238,000 | 7,019,000 |
| Interest expense | 645,000 | 1,321,000 | 2,033,000 | 2,700,000 |
| Net interest income | 1,116,000 | 2,200,000 | 3,205,000 | 4,319,000 |
| Noninterest income | 140,000 | 274,000 | 413,000 | 537,000 |
| Noninterest expense | 504,000 | 1,094,000 | 1,658,000 | 2,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 747,000 | 1,362,000 | 1,941,000 | 2,365,000 |
| Income tax | 229,000 | 435,000 | 623,000 | 756,000 |
| Net income | 518,000 | 927,000 | 1,318,000 | 1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,389,000 | 9,539,000 | 9,931,000 | 10,222,000 |
| Total capital | 10,349,000 | 10,442,000 | 10,872,000 | 10,952,000 |
| Risk-weighted assets | 76,695,000 | 72,059,000 | 75,162,000 | 58,043,000 |