Call reports 2005
FARMERS BANK, THE — 2005
What FARMERS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 93,477,000 | 92,188,000 | 100,692,000 | 100,137,000 |
| Total loans | 63,756,000 | 65,074,000 | 74,759,000 | 73,028,000 |
| Allowance for loan losses | 1,042,000 | 1,011,000 | 1,019,000 | 1,034,000 |
| Securities available for sale | 24,863,000 | 22,738,000 | 21,578,000 | 23,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,669,000 | 75,393,000 | 76,583,000 | 80,835,000 |
| Interest-bearing deposits | 72,070,000 | 69,773,000 | 70,280,000 | 73,465,000 |
| Noninterest-bearing deposits | 5,599,000 | 5,620,000 | 6,303,000 | 7,370,000 |
| Equity capital | 8,513,000 | 9,043,000 | 9,530,000 | 9,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,879,000 | 4,511,000 | 6,266,000 |
| Interest expense | 444,000 | 920,000 | 1,434,000 | 2,077,000 |
| Net interest income | 959,000 | 1,959,000 | 3,077,000 | 4,189,000 |
| Noninterest income | 126,000 | 456,000 | 587,000 | 710,000 |
| Noninterest expense | 462,000 | 1,090,000 | 1,562,000 | 2,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 639,000 | 1,318,000 | 2,076,000 | 2,305,000 |
| Income tax | 222,000 | 450,000 | 702,000 | 728,000 |
| Net income | 417,000 | 868,000 | 1,374,000 | 1,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,461,000 | 8,912,000 | 9,418,000 | 9,621,000 |
| Total capital | 9,350,000 | 9,816,000 | 10,437,000 | 10,601,000 |
| Risk-weighted assets | 70,973,000 | 72,183,000 | 81,555,000 | 78,375,000 |