Call reports 2004
FARMERS BANK, THE — 2004
What FARMERS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,588,000 | 83,543,000 | 89,751,000 | 91,904,000 |
| Total loans | 60,668,000 | 59,153,000 | 57,987,000 | 60,169,000 |
| Allowance for loan losses | 1,140,000 | 1,086,000 | 1,040,000 | 1,044,000 |
| Securities available for sale | 20,454,000 | 18,605,000 | 23,393,000 | 26,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,218,000 | 68,346,000 | 73,832,000 | 75,902,000 |
| Interest-bearing deposits | 64,006,000 | 63,450,000 | 67,809,000 | 70,964,000 |
| Noninterest-bearing deposits | 5,212,000 | 4,896,000 | 6,023,000 | 4,938,000 |
| Equity capital | 8,080,000 | 8,080,000 | 8,625,000 | 8,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,320,000 | 3,550,000 | 4,853,000 |
| Interest expense | 370,000 | 743,000 | 1,127,000 | 1,549,000 |
| Net interest income | 783,000 | 1,577,000 | 2,423,000 | 3,304,000 |
| Noninterest income | 110,000 | 254,000 | 356,000 | 474,000 |
| Noninterest expense | 468,000 | 995,000 | 1,469,000 | 2,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 424,000 | 860,000 | 1,370,000 | 1,831,000 |
| Income tax | 92,000 | 206,000 | 349,000 | 486,000 |
| Net income | 332,000 | 654,000 | 1,021,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,701,000 | 8,023,000 | 8,390,000 | 8,714,000 |
| Total capital | 8,538,000 | 8,840,000 | 9,204,000 | 9,552,000 |
| Risk-weighted assets | 66,681,000 | 65,023,000 | 64,903,000 | 66,855,000 |