Call reports 2002
FARMERS BANK, THE — 2002
What FARMERS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,241,000 | 74,276,000 | 71,158,000 | 72,606,000 |
| Total loans | 45,694,000 | 48,663,000 | 50,746,000 | 51,284,000 |
| Allowance for loan losses | 1,156,000 | 1,166,000 | 1,186,000 | 1,214,000 |
| Securities available for sale | 21,434,000 | 21,786,000 | 17,424,000 | 17,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,475,000 | 64,970,000 | 62,201,000 | 61,409,000 |
| Interest-bearing deposits | 59,383,000 | 58,572,000 | 55,922,000 | 57,040,000 |
| Noninterest-bearing deposits | 5,092,000 | 6,398,000 | 6,279,000 | 4,369,000 |
| Equity capital | 7,279,000 | 7,697,000 | 8,130,000 | 7,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,549,000 | 3,772,000 | 4,943,000 |
| Interest expense | 467,000 | 914,000 | 1,355,000 | 1,765,000 |
| Net interest income | 861,000 | 1,635,000 | 2,417,000 | 3,178,000 |
| Noninterest income | 140,000 | 240,000 | 435,000 | 548,000 |
| Noninterest expense | 456,000 | 934,000 | 1,437,000 | 2,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 541,000 | 935,000 | 1,405,000 | 1,637,000 |
| Income tax | 123,000 | 205,000 | 321,000 | 348,000 |
| Net income | 418,000 | 730,000 | 1,084,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 7,332,000 | 7,686,000 | 7,391,000 |
| Total capital | 7,650,000 | 8,037,000 | 8,394,000 | 8,102,000 |
| Risk-weighted assets | 49,850,000 | 55,975,000 | 56,201,000 | 56,361,000 |