Call reports 2001
FARMERS BANK, THE — 2001
What FARMERS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,974,000 | 61,667,000 | 67,651,000 | 71,624,000 |
| Total loans | 36,212,000 | 38,761,000 | 41,441,000 | 45,236,000 |
| Allowance for loan losses | 1,184,000 | 1,200,000 | 1,182,000 | 1,146,000 |
| Securities available for sale | 18,157,000 | 17,679,000 | 23,228,000 | 22,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,201,000 | 54,594,000 | 54,024,000 | 57,111,000 |
| Interest-bearing deposits | 47,259,000 | 49,600,000 | 49,993,000 | 51,146,000 |
| Noninterest-bearing deposits | 4,942,000 | 4,994,000 | 4,031,000 | 5,965,000 |
| Equity capital | 6,534,000 | 6,791,000 | 7,222,000 | 7,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,342,000 | 3,624,000 | 4,913,000 |
| Interest expense | 545,000 | 1,101,000 | 1,669,000 | 2,198,000 |
| Net interest income | 622,000 | 1,241,000 | 1,955,000 | 2,715,000 |
| Noninterest income | 103,000 | 220,000 | 338,000 | 444,000 |
| Noninterest expense | 458,000 | 862,000 | 1,363,000 | 1,802,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 261,000 | 586,000 | 911,000 | 1,384,000 |
| Income tax | 26,000 | 84,000 | 142,000 | 253,000 |
| Net income | 235,000 | 502,000 | 769,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,011,000 | 6,474,000 | 6,741,000 | 7,102,000 |
| Total capital | 6,540,000 | 7,016,000 | 7,295,000 | 7,697,000 |
| Risk-weighted assets | 41,659,000 | 42,664,000 | 43,673,000 | 47,061,000 |