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Call report 2026Q2 · Schedule RC-L

INDEPENDENCE BANK OF KENTUCKY — Schedule RC-L — Derivatives and Off-Balance-Sheet Items, 2026Q2

Unused commitments, letters of credit, and derivatives by type and purpose with notional amounts and fair values — exposure that does not appear on the balance sheet.

PERIOD: 2026Q2SOURCE: FFIEC Call Report, RCL28 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/f2db7151-8de5-4d75-b000-d985479cb4e4/2026Q2/rc-l

What stands out

INDEPENDENCE BANK OF KENTUCKY filed 28 items on Schedule RC-L for 2026Q2. The largest amount is $2.10B for “Totl Int Rate Contrcs-mkd To Market”, 54.9 % of total assets. Next come “All Other Off Balance Sheet Liabilit” at $240.5M and “Stndby Ltrs Of Crd Issd By FHLB Bk B” at $240.5M. 17 of the 28 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RC-L — Derivatives and Off-Balance-Sheet Items

Unused commitments, letters of credit, and derivatives by type and purpose with notional amounts and fair values — exposure that does not appear on the balance sheet.

ItemMDRMValue as filedSource
Commercial Letters Of CreditRCON34110evidence →
All Other Off Balance Sheet LiabilitRCON3430240,500evidence →
Commit&contingencies/securities BorrRCON34320evidence →
Commit&contingencies/securities LentRCON34330evidence →
1st Cp Of Ot Off Balance Sheet LiabiRCON35550evidence →
2nd Cp Of Ot Off Balance Sheet LiabiRCON35560evidence →
3rd Cp Of Ot Off Balance Sheet LiabiRCON35570evidence →
Unused Commitments-revolving, Etc.RCON3814152,882evidence →
Unused Commitments-credit Card LinesRCON38150evidence →
Fincl Standby Letters Of Credit,etc.RCON3819816evidence →
Performance Standby Letters Of CrRCON38217,343evidence →
All Other Off-balance Sheet AssetsRCON55910evidence →
1st Itmzd&descrptn Line Cpnt Of 5591RCON55920evidence →
2nd Itmzd&descrptn Line Cpnt Of 5591RCON55930evidence →
3rd Itmzd&descrptn Line Cpnt Of 5591RCON55940evidence →
4th Itmzd&descrptn Line Cpnt Of 5591RCON55950evidence →
Commitmts To Fund Lns Not Secd By RERCON65500evidence →
Totl Int Rate Contrcs-mkd To MarketRCON87252,100,000evidence →
Total Int Rate Contracts TradingRCONA1260evidence →
Y-t-d Merch Cr Crd Sales Vol:acqg BkRCONC2230evidence →
Y-t-d Merch Cr Crd Sales Vl:bk W/rskRCONC2240evidence →
Stndby Ltrs Of Crd Issd By FHLB Bk BRCONC978240,500evidence →
1-4 Fam Res Cnstrctn Ln CommitmntsRCONF16428,344evidence →
Cmrl RE Othr Cnstrctn Ln & Lnd Dev LRCONF165144,205evidence →
Othr Unused Cmtmt Cmrl Ind LnRCONJ457152,687evidence →
Othr Unused Cmtmt All OthrRCONJ45974,646evidence →
Loans to depository financial institRCONPV100evidence →
Loans to nondepository financial insRCONPV112,608evidence →

Other schedules of this call report

20 further schedules filed by INDEPENDENCE BANK OF KENTUCKY for 2026Q2.

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