Call reports 2026
INDEPENDENCE BANK OF KENTUCKY — 2026
What INDEPENDENCE BANK OF KENTUCKY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,794,060,000 | 3,826,419,000 |
| Total loans | 2,067,139,000 | 2,127,918,000 |
| Allowance for loan losses | 21,942,000 | 22,115,000 |
| Securities available for sale | 258,150,000 | 263,438,000 |
| Securities held to maturity | 1,171,362,000 | 1,169,261,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,112,058,000 | 3,017,263,000 |
| Interest-bearing deposits | 2,605,250,000 | 2,494,315,000 |
| Noninterest-bearing deposits | 506,808,000 | 522,948,000 |
| Equity capital | 309,349,000 | 318,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 41,807,000 | 84,485,000 |
| Interest expense | 18,418,000 | 37,204,000 |
| Net interest income | 23,389,000 | 47,281,000 |
| Noninterest income | 6,102,000 | 12,663,000 |
| Noninterest expense | 18,991,000 | 38,414,000 |
| Provision for loan losses | 0 | 175,000 |
| Pretax income | 10,500,000 | 21,355,000 |
| Income tax | 0 | 0 |
| Net income | 10,500,000 | 21,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 345,857,000 | 350,710,000 |