Call reports 2025
CARSON COMMUNITY BANK — 2025
What CARSON COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 165,900,000 | 164,407,000 | 162,490,000 | 164,883,000 |
| Total loans | 101,969,000 | 104,919,000 | 103,867,000 | 105,252,000 |
| Allowance for loan losses | 1,783,000 | 1,773,000 | 2,094,000 | 1,614,000 |
| Securities available for sale | 50,212,000 | 51,394,000 | 52,190,000 | 52,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,868,000 | 146,419,000 | 141,847,000 | 140,521,000 |
| Interest-bearing deposits | 105,465,000 | 103,530,000 | 98,205,000 | 97,190,000 |
| Noninterest-bearing deposits | 42,403,000 | 42,889,000 | 43,642,000 | 43,331,000 |
| Equity capital | 10,298,000 | 10,406,000 | 12,386,000 | 13,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 5,746,000 | 8,336,000 | 11,707,000 |
| Interest expense | 983,000 | 1,689,000 | 2,351,000 | 3,012,000 |
| Net interest income | 2,103,000 | 4,057,000 | 5,985,000 | 8,695,000 |
| Noninterest income | 248,000 | 515,000 | 764,000 | 1,002,000 |
| Noninterest expense | 2,019,000 | 3,373,000 | 4,808,000 | 7,034,000 |
| Provision for loan losses | 0 | 0 | 0 | -459,000 |
| Pretax income | 332,000 | 1,199,000 | 1,941,000 | 2,963,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 1,199,000 | 1,941,000 | 2,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,722,000 | 18,588,000 | 19,331,000 | 19,753,000 |