Call reports 2024
CARSON COMMUNITY BANK — 2024
What CARSON COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 170,826,000 | 173,755,000 | 169,178,000 | 162,027,000 |
| Total loans | 101,174,000 | 103,473,000 | 105,155,000 | 104,026,000 |
| Allowance for loan losses | 1,862,000 | 1,680,000 | 1,460,000 | 1,741,000 |
| Securities available for sale | 62,085,000 | 60,776,000 | 55,334,000 | 50,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,474,000 | 134,488,000 | 134,173,000 | 137,429,000 |
| Interest-bearing deposits | 96,263,000 | 94,573,000 | 93,595,000 | 97,794,000 |
| Noninterest-bearing deposits | 40,211,000 | 39,915,000 | 40,578,000 | 39,635,000 |
| Equity capital | 7,660,000 | 9,980,000 | 12,540,000 | 10,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,605,000 | 8,592,000 | 11,526,000 |
| Interest expense | 628,000 | 1,328,000 | 2,191,000 | 3,285,000 |
| Net interest income | 2,094,000 | 4,277,000 | 6,401,000 | 8,241,000 |
| Noninterest income | 235,000 | 451,000 | 669,000 | 1,011,000 |
| Noninterest expense | 1,622,000 | 3,247,000 | 4,837,000 | 6,754,000 |
| Provision for loan losses | 2,250,000 | 1,072,000 | 163,000 | 763,000 |
| Pretax income | -1,543,000 | 408,000 | 1,091,000 | -241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,543,000 | 408,000 | 1,091,000 | -241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,281,000 | 19,232,000 | 19,122,000 | 17,790,000 |