Call reports 2023
CARSON COMMUNITY BANK — 2023
What CARSON COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,655,000 | 159,619,000 | 161,107,000 | 165,817,000 |
| Total loans | 100,194,000 | 97,047,000 | 100,031,000 | 103,207,000 |
| Allowance for loan losses | 1,404,000 | 1,808,000 | 1,970,000 | 1,718,000 |
| Securities available for sale | 53,555,000 | 55,068,000 | 51,744,000 | 55,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,596,000 | 136,140,000 | 144,161,000 | 138,209,000 |
| Interest-bearing deposits | 97,726,000 | 91,860,000 | 95,627,000 | 90,822,000 |
| Noninterest-bearing deposits | 43,870,000 | 44,280,000 | 48,534,000 | 47,387,000 |
| Equity capital | 8,238,000 | 7,998,000 | 4,886,000 | 9,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,400,000 | 6,861,000 | 9,483,000 |
| Interest expense | 452,000 | 931,000 | 1,478,000 | 2,083,000 |
| Net interest income | 1,666,000 | 3,469,000 | 5,383,000 | 7,400,000 |
| Noninterest income | 222,000 | 655,000 | 913,000 | 1,124,000 |
| Noninterest expense | 1,502,000 | 2,962,000 | 4,615,000 | 6,316,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 350,000 |
| Pretax income | 386,000 | 812,000 | 1,331,000 | 1,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 812,000 | 1,331,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,956,000 | 17,962,000 | 17,761,000 | 18,272,000 |