Call reports 2021
CARSON COMMUNITY BANK — 2021
What CARSON COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,395,000 | 176,584,000 | 169,652,000 | 169,270,000 |
| Total loans | 101,981,000 | 104,231,000 | 96,490,000 | 95,934,000 |
| Allowance for loan losses | 1,257,000 | 1,261,000 | 1,626,000 | 1,381,000 |
| Securities available for sale | 59,331,000 | 60,151,000 | 63,318,000 | 61,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,905,000 | 142,025,000 | 138,038,000 | 139,774,000 |
| Interest-bearing deposits | 94,090,000 | 97,452,000 | 92,794,000 | 91,959,000 |
| Noninterest-bearing deposits | 43,815,000 | 44,573,000 | 45,244,000 | 47,815,000 |
| Equity capital | 15,836,000 | 17,042,000 | 17,077,000 | 16,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,656,000 | 6,091,000 | 8,225,000 |
| Interest expense | 184,000 | 356,000 | 514,000 | 653,000 |
| Net interest income | 1,588,000 | 3,300,000 | 5,577,000 | 7,572,000 |
| Noninterest income | 169,000 | 362,000 | 576,000 | 784,000 |
| Noninterest expense | 1,269,000 | 2,316,000 | 3,675,000 | 5,169,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 288,000 | 1,146,000 | 2,278,000 | 2,804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 1,146,000 | 2,278,000 | 2,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,176,000 | 16,030,000 | 16,523,000 | 15,607,000 |