Call reports 2020
CARSON COMMUNITY BANK — 2020
What CARSON COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,774,000 | 160,237,000 | 157,176,000 | 162,805,000 |
| Total loans | 91,873,000 | 98,546,000 | 100,333,000 | 97,010,000 |
| Allowance for loan losses | 1,358,000 | 1,445,000 | 1,310,000 | 1,173,000 |
| Securities available for sale | 27,901,000 | 50,903,000 | 49,815,000 | 52,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,963,000 | 120,273,000 | 120,362,000 | 124,856,000 |
| Interest-bearing deposits | 78,127,000 | 87,249,000 | 85,662,000 | 88,350,000 |
| Noninterest-bearing deposits | 28,836,000 | 33,024,000 | 34,700,000 | 36,506,000 |
| Equity capital | 16,864,000 | 17,886,000 | 18,104,000 | 17,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,909,000 | 3,814,000 | 5,713,000 | 7,340,000 |
| Interest expense | 270,000 | 501,000 | 713,000 | 909,000 |
| Net interest income | 1,639,000 | 3,313,000 | 5,000,000 | 6,431,000 |
| Noninterest income | 227,000 | 382,000 | 558,000 | 730,000 |
| Noninterest expense | 1,172,000 | 2,428,000 | 3,505,000 | 4,744,000 |
| Provision for loan losses | 375,000 | 375,000 | 550,000 | 550,000 |
| Pretax income | 319,000 | 892,000 | 1,503,000 | 1,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 892,000 | 1,503,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,981,000 | 16,073,000 | 16,044,000 | 15,288,000 |