Call reports 2019
CARSON COMMUNITY BANK — 2019
What CARSON COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 48,993,000 | 48,170,000 | 46,498,000 | 131,854,000 |
| Total loans | 34,401,000 | 35,529,000 | 36,437,000 | 93,963,000 |
| Allowance for loan losses | 485,000 | 489,000 | 479,000 | 1,097,000 |
| Securities available for sale | 8,288,000 | 8,321,000 | 8,329,000 | 28,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,063,000 | 39,706,000 | 37,652,000 | 108,395,000 |
| Interest-bearing deposits | 31,090,000 | 30,985,000 | 28,982,000 | 77,179,000 |
| Noninterest-bearing deposits | 8,973,000 | 8,721,000 | 8,670,000 | 31,216,000 |
| Equity capital | 5,872,000 | 5,374,000 | 5,718,000 | 16,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,540,000 | 2,298,000 | 7,851,000 |
| Interest expense | 139,000 | 283,000 | 429,000 | 1,297,000 |
| Net interest income | 617,000 | 1,257,000 | 1,869,000 | 6,554,000 |
| Noninterest income | 119,000 | 252,000 | 380,000 | 1,485,000 |
| Noninterest expense | 430,000 | 930,000 | 1,371,000 | 4,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 685,000 |
| Pretax income | 306,000 | 579,000 | 913,000 | 3,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 579,000 | 913,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,712,000 | 5,084,000 | 5,411,000 | 15,981,000 |
| Total capital | 6,197,000 | 5,559,000 | 5,890,000 | 17,078,000 |
| Risk-weighted assets | 39,677,000 | 38,000,000 | 42,494,000 | 101,936,000 |