Call reports 2018
CARSON COMMUNITY BANK — 2018
What CARSON COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,183,000 | 46,538,000 | 45,999,000 | 47,763,000 |
| Total loans | 34,192,000 | 34,308,000 | 34,505,000 | 36,007,000 |
| Allowance for loan losses | 328,000 | 336,000 | 439,000 | 447,000 |
| Securities available for sale | 10,101,000 | 8,544,000 | 8,265,000 | 8,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,653,000 | 35,307,000 | 37,748,000 | 38,971,000 |
| Interest-bearing deposits | 20,053,000 | 20,850,000 | 22,655,000 | 26,345,000 |
| Noninterest-bearing deposits | 14,600,000 | 14,457,000 | 15,093,000 | 12,626,000 |
| Equity capital | 5,830,000 | 5,834,000 | 5,587,000 | 5,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,374,000 | 2,053,000 | 2,800,000 |
| Interest expense | 58,000 | 120,000 | 197,000 | 306,000 |
| Net interest income | 603,000 | 1,254,000 | 1,856,000 | 2,494,000 |
| Noninterest income | 117,000 | 242,000 | 365,000 | 521,000 |
| Noninterest expense | 432,000 | 885,000 | 1,416,000 | 1,816,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 288,000 | 611,000 | 705,000 | 1,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 611,000 | 705,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,732,000 | 5,798,000 | 5,573,000 | 5,662,000 |
| Total capital | 6,060,000 | 6,134,000 | 6,012,000 | 6,109,000 |
| Risk-weighted assets | 38,246,000 | 37,605,000 | 37,799,000 | 38,914,000 |