Call reports 2016
CARSON COMMUNITY BANK — 2016
What CARSON COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,270,000 | 49,317,000 | 50,691,000 | 47,128,000 |
| Total loans | 30,133,000 | 30,887,000 | 30,975,000 | 30,985,000 |
| Allowance for loan losses | 226,000 | 228,000 | 227,000 | 177,000 |
| Securities available for sale | 15,415,000 | 15,379,000 | 15,044,000 | 12,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,668,000 | 38,445,000 | 36,805,000 | 38,903,000 |
| Interest-bearing deposits | 24,615,000 | 23,853,000 | 23,339,000 | 28,405,000 |
| Noninterest-bearing deposits | 15,053,000 | 14,592,000 | 13,466,000 | 10,498,000 |
| Equity capital | 6,200,000 | 6,491,000 | 6,836,000 | 5,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,160,000 | 1,793,000 | 2,468,000 |
| Interest expense | 30,000 | 63,000 | 98,000 | 133,000 |
| Net interest income | 540,000 | 1,097,000 | 1,695,000 | 2,335,000 |
| Noninterest income | 116,000 | 262,000 | 379,000 | 524,000 |
| Noninterest expense | 418,000 | 843,000 | 1,246,000 | 1,713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 508,000 | 866,000 | 1,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 508,000 | 866,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 6,365,000 | 6,874,000 | 5,860,000 |
| Total capital | 6,050,000 | 6,593,000 | 7,101,000 | 6,037,000 |
| Risk-weighted assets | 36,262,000 | 35,625,000 | 35,577,000 | 37,066,000 |