Call reports 2015
CARSON COMMUNITY BANK — 2015
What CARSON COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,903,000 | 47,902,000 | 44,774,000 | 47,209,000 |
| Total loans | 30,534,000 | 30,643,000 | 29,987,000 | 29,919,000 |
| Allowance for loan losses | 262,000 | 259,000 | 261,000 | 214,000 |
| Securities available for sale | 13,357,000 | 13,872,000 | 12,501,000 | 13,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,756,000 | 41,099,000 | 37,756,000 | 40,451,000 |
| Interest-bearing deposits | 26,724,000 | 30,534,000 | 24,661,000 | 28,013,000 |
| Noninterest-bearing deposits | 14,032,000 | 10,565,000 | 13,095,000 | 12,438,000 |
| Equity capital | 6,279,000 | 5,934,000 | 6,000,000 | 5,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,174,000 | 1,771,000 | 2,365,000 |
| Interest expense | 37,000 | 72,000 | 104,000 | 136,000 |
| Net interest income | 555,000 | 1,102,000 | 1,667,000 | 2,229,000 |
| Noninterest income | 125,000 | 240,000 | 368,000 | 520,000 |
| Noninterest expense | 397,000 | 803,000 | 1,257,000 | 1,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 564,000 | 787,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 564,000 | 787,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,848,000 | 5,796,000 | 5,757,000 | 5,730,000 |
| Total capital | 6,110,000 | 6,055,000 | 6,018,000 | 5,944,000 |
| Risk-weighted assets | 31,381,000 | 32,529,000 | 31,179,000 | 33,810,000 |