Call reports 2014
CARSON COMMUNITY BANK — 2014
What CARSON COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,228,000 | 50,339,000 | 49,030,000 | 50,502,000 |
| Total loans | 31,063,000 | 32,441,000 | 30,860,000 | 31,473,000 |
| Allowance for loan losses | 322,000 | 323,000 | 320,000 | 255,000 |
| Securities available for sale | 15,057,000 | 14,133,000 | 15,494,000 | 15,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,084,000 | 43,592,000 | 41,380,000 | 41,684,000 |
| Interest-bearing deposits | 33,837,000 | 34,921,000 | 32,716,000 | 30,937,000 |
| Noninterest-bearing deposits | 8,247,000 | 8,671,000 | 8,664,000 | 10,747,000 |
| Equity capital | 5,762,000 | 5,833,000 | 5,862,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,205,000 | 1,805,000 | 2,438,000 |
| Interest expense | 43,000 | 86,000 | 125,000 | 164,000 |
| Net interest income | 555,000 | 1,119,000 | 1,680,000 | 2,274,000 |
| Noninterest income | 133,000 | 271,000 | 417,000 | 566,000 |
| Noninterest expense | 414,000 | 877,000 | 1,355,000 | 1,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 576,000 | 809,000 | 1,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 576,000 | 809,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,799,000 | 5,756,000 | 5,749,000 | 5,908,000 |
| Total capital | 6,121,000 | 6,079,000 | 6,069,000 | 6,163,000 |
| Risk-weighted assets | 32,826,000 | 33,747,000 | 31,499,000 | 32,803,000 |