Call reports 2013
CARSON COMMUNITY BANK — 2013
What CARSON COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,398,000 | 54,066,000 | 51,545,000 | 49,765,000 |
| Total loans | 33,478,000 | 33,645,000 | 31,613,000 | 30,941,000 |
| Allowance for loan losses | 250,000 | 250,000 | 254,000 | 321,000 |
| Securities available for sale | 17,483,000 | 17,173,000 | 17,090,000 | 14,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,898,000 | 45,570,000 | 42,621,000 | 41,823,000 |
| Interest-bearing deposits | 35,330,000 | 38,356,000 | 34,991,000 | 33,768,000 |
| Noninterest-bearing deposits | 10,568,000 | 7,214,000 | 7,630,000 | 8,055,000 |
| Equity capital | 5,857,000 | 5,720,000 | 5,521,000 | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,265,000 | 1,894,000 | 2,542,000 |
| Interest expense | 55,000 | 111,000 | 164,000 | 212,000 |
| Net interest income | 570,000 | 1,154,000 | 1,730,000 | 2,330,000 |
| Noninterest income | 117,000 | 235,000 | 357,000 | 482,000 |
| Noninterest expense | 477,000 | 834,000 | 1,425,000 | 1,908,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 85,000 | 449,000 | 556,000 | 787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 449,000 | 556,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,445,000 | 5,680,000 | 5,563,000 | 5,684,000 |
| Total capital | 5,695,000 | 5,930,000 | 5,817,000 | 6,005,000 |
| Risk-weighted assets | 36,394,000 | 36,201,000 | 34,929,000 | 34,102,000 |