Call reports 2012
CARSON COMMUNITY BANK — 2012
What CARSON COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,860,000 | 52,133,000 | 50,242,000 | 51,072,000 |
| Total loans | 33,995,000 | 34,526,000 | 33,554,000 | 32,784,000 |
| Allowance for loan losses | 103,000 | 110,000 | 125,000 | 124,000 |
| Securities available for sale | 14,648,000 | 12,908,000 | 12,822,000 | 14,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,661,000 | 45,332,000 | 43,564,000 | 44,543,000 |
| Interest-bearing deposits | 37,220,000 | 37,000,000 | 35,055,000 | 36,777,000 |
| Noninterest-bearing deposits | 7,441,000 | 8,332,000 | 8,509,000 | 7,766,000 |
| Equity capital | 6,039,000 | 6,074,000 | 5,915,000 | 5,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,288,000 | 1,927,000 | 2,564,000 |
| Interest expense | 79,000 | 151,000 | 214,000 | 272,000 |
| Net interest income | 578,000 | 1,137,000 | 1,713,000 | 2,292,000 |
| Noninterest income | 128,000 | 258,000 | 383,000 | 518,000 |
| Noninterest expense | 479,000 | 883,000 | 1,347,000 | 1,719,000 |
| Provision for loan losses | 50,000 | 65,000 | 80,000 | 80,000 |
| Pretax income | 204,000 | 612,000 | 887,000 | 1,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 612,000 | 887,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,617,000 | 5,705,000 | 5,501,000 | 5,374,000 |
| Total capital | 5,720,000 | 5,815,000 | 5,626,000 | 5,498,000 |
| Risk-weighted assets | 36,250,000 | 36,805,000 | 35,768,000 | 35,162,000 |