Call reports 2011
CARSON COMMUNITY BANK — 2011
What CARSON COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,383,000 | 52,978,000 | 51,871,000 | 50,797,000 |
| Total loans | 34,278,000 | 33,836,000 | 32,999,000 | 32,644,000 |
| Allowance for loan losses | 203,000 | 218,000 | 242,000 | 50,000 |
| Securities available for sale | 13,449,000 | 13,602,000 | 13,984,000 | 15,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,684,000 | 46,267,000 | 45,079,000 | 43,756,000 |
| Interest-bearing deposits | 38,081,000 | 39,531,000 | 38,341,000 | 36,431,000 |
| Noninterest-bearing deposits | 7,603,000 | 6,736,000 | 6,738,000 | 7,325,000 |
| Equity capital | 5,729,000 | 5,980,000 | 6,037,000 | 6,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,271,000 | 1,936,000 | 2,654,000 |
| Interest expense | 139,000 | 266,000 | 376,000 | 473,000 |
| Net interest income | 480,000 | 1,005,000 | 1,560,000 | 2,181,000 |
| Noninterest income | 114,000 | 253,000 | 404,000 | 662,000 |
| Noninterest expense | 486,000 | 899,000 | 1,326,000 | 1,713,000 |
| Provision for loan losses | 0 | 15,000 | 40,000 | 90,000 |
| Pretax income | 135,000 | 370,000 | 634,000 | 1,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 370,000 | 634,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,540,000 | 5,537,000 | 5,601,000 | 5,893,000 |
| Total capital | 5,743,000 | 5,755,000 | 5,844,000 | 5,943,000 |
| Risk-weighted assets | 36,009,000 | 36,482,000 | 35,240,000 | 35,242,000 |