Call reports 2010
CARSON COMMUNITY BANK — 2010
What CARSON COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,251,000 | 54,284,000 | 53,267,000 | 52,593,000 |
| Total loans | 33,868,000 | 34,363,000 | 32,472,000 | 32,163,000 |
| Allowance for loan losses | 220,000 | 180,000 | 197,000 | 199,000 |
| Securities available for sale | 15,956,000 | 14,668,000 | 15,460,000 | 15,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,094,000 | 47,284,000 | 46,028,000 | 45,669,000 |
| Interest-bearing deposits | 41,220,000 | 41,575,000 | 40,294,000 | 37,754,000 |
| Noninterest-bearing deposits | 5,874,000 | 5,709,000 | 5,734,000 | 7,915,000 |
| Equity capital | 5,712,000 | 5,781,000 | 5,981,000 | 5,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,305,000 | 1,970,000 | 2,634,000 |
| Interest expense | 197,000 | 383,000 | 563,000 | 721,000 |
| Net interest income | 461,000 | 922,000 | 1,407,000 | 1,913,000 |
| Noninterest income | 102,000 | 217,000 | 337,000 | 463,000 |
| Noninterest expense | 416,000 | 837,000 | 1,252,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 374,000 | 564,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 374,000 | 564,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,298,000 | 5,233,000 | 5,342,000 | 5,707,000 |
| Total capital | 5,518,000 | 5,413,000 | 5,539,000 | 5,906,000 |
| Risk-weighted assets | 34,783,000 | 35,170,000 | 33,710,000 | 34,726,000 |