Call reports 2009
CARSON COMMUNITY BANK — 2009
What CARSON COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,086,000 | 52,674,000 | 51,533,000 | 53,382,000 |
| Total loans | 32,143,000 | 32,123,000 | 33,142,000 | 33,028,000 |
| Allowance for loan losses | 208,000 | 215,000 | 228,000 | 219,000 |
| Securities available for sale | 14,856,000 | 15,244,000 | 14,854,000 | 14,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,860,000 | 44,810,000 | 43,725,000 | 45,932,000 |
| Interest-bearing deposits | 37,507,000 | 39,576,000 | 38,557,000 | 40,053,000 |
| Noninterest-bearing deposits | 5,353,000 | 5,234,000 | 5,168,000 | 5,879,000 |
| Equity capital | 5,720,000 | 5,623,000 | 5,790,000 | 5,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,534,000 | 2,294,000 | 3,022,000 |
| Interest expense | 241,000 | 477,000 | 701,000 | 915,000 |
| Net interest income | 525,000 | 1,057,000 | 1,593,000 | 2,107,000 |
| Noninterest income | 107,000 | 225,000 | 341,000 | 445,000 |
| Noninterest expense | 417,000 | 796,000 | 1,234,000 | 1,638,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 215,000 | 476,000 | 675,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 476,000 | 675,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,307,000 | 5,354,000 | 5,292,000 | 5,318,000 |
| Total capital | 5,515,000 | 5,569,000 | 5,520,000 | 5,537,000 |
| Risk-weighted assets | 32,859,000 | 33,103,000 | 33,830,000 | 34,158,000 |