Call reports 2008
CARSON COMMUNITY BANK — 2008
What CARSON COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,643,000 | 47,532,000 | 47,210,000 | 48,317,000 |
| Total loans | 30,555,000 | 29,633,000 | 31,616,000 | 31,392,000 |
| Allowance for loan losses | 233,000 | 231,000 | 219,000 | 205,000 |
| Securities available for sale | 11,823,000 | 12,579,000 | 12,199,000 | 14,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,618,000 | 41,543,000 | 40,915,000 | 39,387,000 |
| Interest-bearing deposits | 35,741,000 | 36,221,000 | 35,645,000 | 34,060,000 |
| Noninterest-bearing deposits | 7,877,000 | 5,322,000 | 5,270,000 | 5,327,000 |
| Equity capital | 5,585,000 | 5,214,000 | 5,382,000 | 5,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,778,000 | 2,626,000 | 3,432,000 |
| Interest expense | 316,000 | 598,000 | 858,000 | 1,114,000 |
| Net interest income | 599,000 | 1,180,000 | 1,768,000 | 2,318,000 |
| Noninterest income | 122,000 | 247,000 | 380,000 | 517,000 |
| Noninterest expense | 450,000 | 869,000 | 1,312,000 | 1,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 558,000 | 836,000 | 1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 558,000 | 836,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 5,380,000 | 5,370,000 | 5,313,000 |
| Total capital | 5,595,000 | 5,611,000 | 5,589,000 | 5,518,000 |
| Risk-weighted assets | 31,057,000 | 30,272,000 | 31,888,000 | 31,520,000 |